Long-term Disability

This benefit pays an income to employees who face longer term absences from work because of an illness or injury. The LTD option you choose sets out how long employees must be off work before they can collect benefits and the length of time benefits are payable to disabled employees.

Depending on your industry, you can opt to have benefits payable for 2 or 5 years, or to age 65. Chambers Plan LTD coverage provides 24 hour protection and owners have access to Employee Assistance services that can help your employees get back to work sooner. Your agent can help you design a program that fits your company’s needs and budget.

Starting with three or more employees you have guaranteed levels of coverage without any medical underwriting. Plus we handle other individual and group products that we can use to top up your coverage on a guaranteed basis through GSI (guaranteed standard issue) or other medically underwritten coverage options.


 

Long-term Disability

This benefit pays an income to employees who face longer term absences from work because of an illness or injury. The LTD option you choose sets out how long employees must be off work before they can collect benefits and the length of time benefits are payable to disabled employees.

Depending on your industry, you can opt to have benefits payable for 2 or 5 years, or to age 65. Chambers Plan LTD coverage provides 24 hour protection and owners have access to Employee Assistance services that can help your employees get back to work sooner. Your agent can help you design a program that fits your company’s needs and budget.

Starting with three or more employees you have guaranteed levels of coverage without any medical underwriting. Plus we handle other individual and group products that we can use to top up your coverage on a guaranteed basis through GSI (guaranteed standard issue) or other medically underwritten coverage options.